Vision Insurance and Medical Insurance - Explained
The specifics of medical insurance can be quite confusing and your vision insurance is no exception. Insurance companies usually categorize visits to your eye doctor as either "routine" or "medical" however a medical examination often requires additional testing, especially if you have any underlying chronic medical condition.
Depending on your policy, your medical insurance may cover a medical eye problem, but not pay for the exam if it is a routine eye exam. Vision insurance can provide coverage for glasses and contact lenses or at least give you some type of discount. To make matters even more complicating, some medical insurance plans will cover one routine eye exam every 1-2 years in addition to covering eye exams that are for a medical eye problem. The copays of the two are often different too! We always do our best to educate you on your insurance.
We accept all major medical insurance including but not limited to BCBS, Medicare, United Healthcare, Aetna, Triwest, Tricare. When you call our office to set up an appointment we will ask you at that time for your insurance information so that we can have it verified and know exactly what your plan includes prior to your visit to make it as transparent as possible.
The knowledgeable staff at Crystal Falls Vision Center is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.
Contact our office at 512-337-4283 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.
At Crystal Falls Vision Center, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several forms of payment including, cash, checks, and most credit cards. We inform our Leander patients about exam and treatment costs at the beginning of your appointment. If you require a further breakdown of costs, please let us know.
Flexible Spending Accounts
Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.